Credit card application guide

Posts Tagged ‘what’

I am 18 years old, and I need my first credit card to make an expensive purchase. What card company would be the best for me to use?

I am looking to apply for my first credit card and not sure which one would be best for me. I am not going to use it all of the time, just purchases here and there to build up my credit. Does anyone have any suggestions? Your help is appreciated, thank you.

We started a program with “Consumer Credit Counselors” This progarm has us pay the Consumer Credit Counselors, then they pay the credit cards every month. All they do is lower some of the interest rates. They don’t negotiate amount owed. The payments are too high for us, so we looked into other alternatives. We found one company that will do it differently for less. They have you pay into an escrow account, and they pay off each credit card individually. They say they negotiate lower balances and interest rates. The payment would be lower and the payoff time cut in half. Does anyone know of any reason we shouldn’t do this? Are there any other better ways? WHAT IS THE BEST WAY TO GET CONSUMER DEBT RELIEF with no loans?

Online at the company’s website..
I dont trust the mail…

I’m a full-time student and I don’t work. Do I include my father’s income since we live in the same household?

I’m looking into getting another credit card that gives the best CASH BACK compared to all the others. We have cards that give us 1% back on all purchases, but I want something with better rewards. We have an American Express and it gives good cash back 1% to 3%, but is there a Visa card that gives equivalent rewards to the American Express?

I have a Capital One no hassle miles. I really like it, it’s real easy to redeem. Their best program is 2% rewards but they have a small annual fee of $35. Is there any better program with a higher amount of miles? I spend about $150,000 a year on my credit card

I have a potential Internet customer who wants to pay by credit card, but currently I only accept payments by PayPal. I tried to contact PayPal about taking credit cards over the Internet but they won’t give me a quick, straight answer. They want a salesman to call me at work. That’s a red flag!
What is the easiest, cheapest, best way for me to use a third party to take credit card payments over the Internet?

My credit rating is good, not bad. But I’ve heard that having too many cards can damage it. I know that calling is a bad way to cancell, plus they try to talk you out of it.
What is the BEST way to cancel, so the credit reporting agencies know that you canned the card, and not the reverse?

I’m a college student and I don’t really have a credit history. I know companies have credit card programs specifically for people like me. Does anyone know who has the best program?

Was going to apply for paypal, but was stumbed when they asked for Credit Card details. I heard about Credit Card charging fees for transaction as well as lousy USD->SGD conversion rate.
What CC is best for Rec’ Money?
Which one is best for sending Money?
Thx in advance.

Example: if I’m unemployed and say that I’m employed?
my friend did it and she’s freaking out now lol she hasn’t been employed for about 5 months now if that helps…

I do not understand how this works. I know some companies have restrictions on airline miles. Can someone tell me from experience which credit card is the best to use. I would like a company that gives the best deal on their airline miles and or is flexible on their miles (i.e. where you can travel, etc..). Thank you.

I’m a college student and would like to get a credit card (for building up my credit for my future). I have a savings account, and have some money in it. I am also a full time student. I also do not have a job. What is the best and safest way to get my first credit card where I will be approved?